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YAT Member of the Year


To recognize individuals who have given meritorious service to the insurance and financial services industry, the agency system, and the community in ways that enhance the image of the agent. These individuals have provided exceptional service to NAIFA.

DSA/YAT Award Application



2023 YAT Member of the Year


Kyler Spencer, CFP®Kyler Spencer Headshot 

Kyler entered the financial services industry in 2016 when he began as an internal analyst with FSM Wealth, Inc. At that time, Kyler assisted the firm with investment analytics and client portfolio management. While working as an analyst, Kyler simultaneously graduated cum laude from Southern Illinois University with a B.S. in Economics and Finance.

Since 2019, Kyler has been working directly with clients in an advisory role. He provides comprehensive financial advice to individuals and businesses throughout the country. Kyler also holds the CFP® designation, making him a CERTIFIED FINANCIAL PLANNER™ professional. Earning this designation is considered the standard of excellence in the financial planning industry. He focuses on developing advanced planning strategies for clients in the areas of investing, retirement planning, estate planning, and insurance planning.

Kyler has been a frequent industry speaker at several National Association of Insurance and Financial Advisors (NAIFA) conferences.  He was also appointed to serve as a director on the board in 2021 for NAIFA Illinois, and he continues to serve on the board today. Kyler is also a three-year qualifying member of The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®.

Outside of FSM Wealth, Kyler enjoys spending time with family and friends, traveling the country, and is an avid golfer.


Award Criteria

  • Must be a YAT, under the age of 40 or less than 5 years in the business and a current member
  • Currently serving or past service with NAIFA as officer or director
  • APIC and IFAPAC involvement, membership recruitment and leadership involvement and development
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